Pre-Existing Injuries – Thin Skill / Crumbling Skull Client The goal of tort law is to return the victim to his/her position prior to the tortious act or conduct. In cases where the Plaintiff has pre-existing medical conditions the “thin skull” and “...

Loss of Competitive Advantage (LOCA) Sustained an injury?  Work performance affected?  Lost future career opportunities as a result?  If so, you deserve some good news.  You may be entitled to claim damages for your loss of competitive advantage (LOC...

The Minor Injury Guideline (MIG) Injured in a vehicle accident?  You are not alone!  Every year in Canada, about 2,000 people lose their lives in traffic-related accidents, and about 165,000 people sustain injuries on the road.[1]  Fortunately, the S...

STUDY PERMITS The study permit is a document issued by Immigration, Refugees and Citizenship Canada (IRCC), allowing foreign nationals to study in Canada. Before applying for a study permit you will need an acceptance letter from a designated learnin...

Non-Earner Benefits (NEB) Please refer to our article on the “Income Replacement Benefit” for background information on the Statutory Accident Benefits Schedule. If you do not qualify for the Income Replacement Benefit you may qualify for the non-ear...

Income Replacement Benefit (IRB) What is the income replacement benefit? In Ontario, every motor vehicle liability policy is deemed to provide for the statutory accident benefits set out in the Statutory Accident Benefits Schedule (SABS) pursuant to ...